Hot topics in Fair Lending

Fair lending is the practice outlined in the Fair Housing Act of 1968. It prohibits lenders from discriminating against borrowers on the basis of race, color, national origin, religion, sex, familial status, or physical handicap. Understanding what the current financial environment is facing in regards to Fair Lending is critical for a financial institution to have a successful compliance program. Fair Lending is one of the basic regulatory compliance elements that all financial institutions are required to adhere to. This webinar will offer insight into ensuring your institution is compliant with Fair Lending requirements and how to build a successful program.

Why You Should Attend:

The increased scrutiny of examiners and regulators regarding Fair Lending requires financial institutions to increase their oversight efforts. Non-compliance with Fair Lending requirements increases risk exposure of financial institutions failing to protect consumers. As a result, financial institutions can experience negative implications affecting them both reputationally and financially. Fair Lending has undergone some recent enhancements, and it’s now more important than ever those financial institutions ensure they are implementing the appropriate tools to ensure they are compliant with Fair Lending rules and regulations.

Learning Objectives:

  • Define what fair lending hot topics are
  • Identify operations and activities that have Fair lending implications
  • Tips and suggestions for an effective Fair lending program
  • How to effectively audit Fair lending activities
  • Maintaining Fair lending compliance

Areas Covered in the Session :

  • Previous hot topics and updates
  • Current hot topics
  • Determining if your institution will be affected
  • How can institutions address areas of concern
  • Preparing for the future

Who Should Attend:

  • Compliance Officers
  • Fair Lending Personnel
  • Compliance Auditors

FN3293

Dr. Gina J Lowdermilk

Dr. Gina J. Lowdermilk PhD (ABD), CAMS, CRMS is a qualified BSA/AML and Financial Regulatory Compliance professional with extensive policy and procedure development and implementation, training, internal audit, monitoring, risk management, and reporting experience. Her emphasis has been on working with financial institutions that are experiencing regulatory concerns and resolutions, including enforcement actions such as memorandums of understanding and cease and desist orders. Her 15 years of experience has given her the opportunity to work with small community banks to large international financial institutions. Her roles not only included BSA/AML and Compliance, but also operations, lending services, business development, marketing, management, department development, and asset quality.

Dr. Lowdermilk has worked with all of the financial regulators and examiners. She possesses advanced Microsoft Excel, PowerPoint, Word, Internet Explorer, Visio, and Access skills. She also has experience with FiServ, BAM, CRA Wiz, TeamMate, COGNOS, and Metavante banking software. Gina has been responsible for creating both recurring and ad hoc executive management and board presentations.

In addition to her above experience, she is also an adjunct instructor for the business and construction management programs at a local college, as well as writes numerous BSA/AML and Compliance articles, training materials, and manuals as per clients’ requests.

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  • Login Information with Password to join the session, 24 hours prior to the webinar
  • Presentation Handout in .pdf format
  • Presentation from the Speaker
  • Feedback form
  • Certificate of Attendance
  • Recording access Information with Password to view the webinar, will be sent 24 hours after the completion of the Live webinar.
  • Presentation Handout in .pdf format
  • Certificate of Attendance